Discover Your Dream Mortgage:
Consult with Us Now!

We are driven by one goal: housing affordability for all

See Your Mortgage Rate Estimate Instantly WITHOUT Giving Any Personal Details. Your Privacy Matters.

Low Mortgage
Rate

Unlock unparalleled savings with our competitive, transparent mortgage rates. Begin your journey to financial freedom. Choose Loanguru.

Simplicity Meets
Speed

Swift, No-Fee, Same-Day Pre-Approvals: We prioritize rapid, same-day pre-approvals with soft credit checks to protect your buyers' credit scores.

A Company
You Can Trust

Experience dedicated and personalized service, cherished by our satisfied customers. Your homeownership journey, safeguarded by us.

You get the best mortgage experience, supported by a team you can trust.

Navigating Mortgages, Simplified with Loanguru

Planning to buy a home? Loanguru provides detailed pre-approval guidance. Our goal is to ensure you stay on the path of healthy credit without a hard credit pull.

Why us? For maximum buying power. You can stretch every dollar of your approval amount with unmatched interest rates, or flexible down payment options as low as 1%, 3%, 5%, or 10%.

We don’t stop at approval. We’re your mortgage co-pilot, from preapproval to funding to post-funding support. We’re not just in it for the transaction – we’re in it for the journey.

Choose clarity. Choose personalized expertise. Choose Loanguru.

No Hard Pull

Pre-Approval Check

Down Payment

As low as 1%, 3% & 5%

Our Services

Find The Right Home Loan For Your Budget

Unlock Your Dream Home

Home Ownership Journey

Tailored Mortgages for Every Dream: FHA, VA, Conventional, Jumbo, Non-QM & More. Perfect Fits for Unique Needs.

Expand Your Real Estate Portfolio

Investment Solutions

Empower Your Real Estate Ventures: From novices to pros, we’ve got diverse mortgage options for investment properties ready.

Lower Your Monthly Payments

Refinance & Save

Streamlined Refinancing: Lower Payments, Shorter Terms, or Cash Out. We make it seamless.

Customized Mortgage Guidance

How It works?

Your Unique Home Journey: Maximizing value through deep financial insights, guiding you to the perfect mortgage.

Buying A Home? Rely on Our Expertise!

Dive into a tailored mortgage experience with Loanguru. Expert guidance, clarity, and peace await you.

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Satisfaction on Customer Surveys
Our commitment goes beyond transactions. With each consultation, we bring years of mortgage and real estate experience, ensuring that you're equipped to make the best decisions for your future.

Loanguru Expert Advice

Innovative Mortgage Guidance, One-on-One.

Discover Competitive
Rates

Harness our deep industry insights and find rates that resonate with your financial goals. We're here to ensure you make informed decisions.

Tailored Solutions,
Just a Click Away

Every homeowner's journey is unique. Engage with us to craft a mortgage plan that aligns perfectly with your vision.

Swift Approvals,
Transparent Process

Step confidently towards your dream property. Our streamlined process makes mortgage approvals efficient and transparent.

Your Dream Home,
Our Expertise

Our team prioritizes your success over commissions. We offer unbiased advice, ensuring informed decisions every step.

Meet Your Mortgage Guide

Your Personal Mortgage Guide

Sam Naha, NMLS 1861167

Founder & Mortgage Loan Originator

With years of expertise in the California residential mortgage landscape, I pride myself on offering a tailored, personal approach to every client. My commitment is to ensure you not only get the best rates but also understand every step of the process. From pre-approval guidance, credit advice, to post-funding support – I’m here for you. Let’s turn your homeownership dreams into reality together.

5 Stars on Google Reviews

What Our Homebuyers Are Saying

Purbasha MazumdarPurbasha Mazumdar
04:13 14 Aug 23
We worked with Samit Naha, he is highly professional and took best care of our requirement. We were in real hurry and loan got approved with 15 days which was unexpected and at the same time amazing. We recommend his work, professionalism and sincerity!!
Abhishek ChoudhuryAbhishek Choudhury
04:57 09 Aug 23
Sam came across as an expert professional and was able to do an amazing job for us as a loan officer. Sam's guidance as to how to improve one’s credit score( secret for better rates) and overall ability to get us the deal what others couldn’t; certainly deserve a five star review from our end.
Anirban GhosalAnirban Ghosal
23:05 03 Aug 23
When we started our home buying journey, we were anxious about getting outbid in this heated market. That's when we found Loanguru Mortgage. Not only did they provide us with instant quotes, but they also offered the most competitive rates we've seen. This allowed us to place higher bids confidently and ultimately secured our dream home. Loanguru Mortgage transformed what could have been a stressful process into a victorious home buying experience. They're undoubtedly the secret weapon every homebuyer needs in this market.
Deepak KumarDeepak Kumar
21:42 03 Aug 23
Refinancing my home was a breeze with Loanguru Mortgage! They offered clear, straightforward advice and the best rates in this competitive market. The process was fast and effortless, and I didn't even need to give any personal information for an initial quote. I'm amazed at how much I saved with their incredible rates.
Olympiya BoissOlympiya Boiss
16:21 03 Aug 23
I cannot praise Loanguru Mortgage enough for their exceptional service! In a market where rates are soaring, I never thought I will be able to buy a investment property. Sam managed to secure me the lowest possible rate for my investment property that no one could beat. He turned what could have been a stressful process into a seamless experience. Sam’s commitment to client satisfaction and outstanding expertise truly sets him apart. If you’re looking for a mortgage, I definitely recommend Loanguru - they get the job done right! Five stars for sure!
Haimanti UkilHaimanti Ukil
01:11 02 Aug 23
We are absolutely delighted by the way Loanguru handled our entire transaction from start to finish. We are not talking 1 but several transactions that hit the nail with amazing customer experience. We have already referred him to a couple of our friends who are looking to either buy or refi! You are in good hands if you work with Loanguru aka Samit!!
ChongWei HuangChongWei Huang
03:10 04 Jul 23
I wanted to take a moment to express my utmost gratitude for the exceptional service provided by Loanguru throughout the mortgage process. Samit, the loan officer, his dedication and tireless efforts truly made a significant difference in securing my dream home. From the initial consultation to the final closing, he exhibited a high level of professionalism, attentiveness, and expertise. He also patiently guided me through the complex paperwork, explaining every detail and ensuring I felt confident in my decisions. His responsiveness and timely communication were outstanding, providing regular updates and promptly addressing any concerns or questions I had. His extensive knowledge of the mortgage industry and commitment to finding the best possible terms for me made the entire experience seamless and stress-free. I genuinely appreciate Samit’s hard work and highly recommend this loan officer to anyone seeking a smooth and successful mortgage journey.
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Taking the step into homeownership or refinancing can be overwhelming. Dive in, ask away, and let’s chart the best path forward for you.